Mutual Funds Explained: Best Choice for Busy Investors

Mutual funds pool money from multiple investors and invest it across stocks, bonds, or other assets. They are managed by professionals, making them ideal for beginners and working professionals.

Index funds offer low cost and stable returns, while active funds aim to beat the market. SIPs (Systematic Investment Plans) allow investors to invest small amounts regularly.

Mutual funds help reduce risk through diversification and discipline. They are one of the easiest ways to start investing without deep market knowledge.